7 Safety Tips For Hudson Valley Snowstorms

Happy Friday Hudson Valley! We’ve got some tips and tricks to help you get through this snow-filled weekend. Stay safe, stay warm, and make sure you’re well insured!

Tips for Hudson Valley snowstorms –

1- STAY HOME! That new movie, or white sale can wait. Hop on Amazon, qeue up Netflix, curl up on your couch and ride out the storm from there.

2- If you absolutely have to be on the roads then please tell someone what route you will be taking. If something should happen and you do not end up at your destination as planned, people will know where to start looking for you.

3- Keep sidewalks and stairs as clear as possible, your mail person will thank you for it.

4- Increase the distance between you and the car in front of you. Slippery roads call for extra braking time.

5- Know what roads are notoriously bad during snowstorms, the Taconic Parkway for example, and avoid them at all costs.

6- Never stop on a snow covered hill, you will never make it up again and you risk sliding into the car or truck behind you.

7- Never tailgate snowplows or de-icing trucks. Always stay far enough back that they can easily see you in their mirrors. This is good avice for driving behind tractor trailers and other large vehicles.

Stay safe and warm this weekend Hudson Valley! If you need us, and we sincerely hope that you won’t, our 24 hour phone service will be available. 845-778-2141. #carinsurance #homeownersinsurance #HudsonValleyInsurance #Insurelocal #HudsonValley

New York State Trivia

In honor of National Trivia Day, we have put together some NYS trivia that might surprise you!

New York, you either love it, or you hate it. When you tell someone that you are from New York, they always assume that you are from New York City, but New York State is so much more than Manhattan.

The largest National Park in the United States (not counting Alaska) is the Adirondack National Park; the park has 28 MILLION acres.

Seth Wheeler of Albany NY held the first patent for toilet paper in 1883. Yes, there is a correct way to hang it.

There is a right way to hand toilet paper!



Half Moon Cookies (aka Black & Whites) got their start in Utica NY in 1920 thanks to one Harry B Hemstrought.

The very first automobile insurance policy was written by Traveler’s Insurance Company on February 27, 1898, to a Dr. Truman Martin of Buffalo NY.

We can’t “insure” that these tidbits of information will help you win your next round of pub trivia, but we can ensure that your insurance coverage fits your needs, and your budget too. Happy National Trivia Day Hudson Valley! #carinsurance #insurelocal #independentinsuranceagency #HudsonValleyInsurance #NewYorkStateInsurance

Top 3 Hudson Valley New Year’s Resolutions

2018 is drawing to a close, and this has everyone talking about what they plan on doing differently in 2019. We all want to lose weight, get to the gym more often, that stuff is a given. Life in the Hudson Valley requires something a bit different than the usual, mundane list of NYE resolutions, easily made and just as easily broken. Here’s what Hudson Valley residents put on their NYE List:
1- Shop locally more often. Amazon is excellent, but nothing beats that cool boutique (looking at you Hamilton & Adams) or the local hardware store for personal service and local flair.


2- Eat locally more often. The Hudson Valley is where New York State’s farm to table movement began, and it just keeps getting better all the time.

3- Explore locally. The Hudson Valley is home to a giant kaleidoscope, the best hiking anywhere, and the only accredited zoo located in a high school anywhere.
There are two resolutions that we are hoping to see on everyone’s list this year, insuring locally and talking to their insurance agent at least once a year.

Did you know that the Hudson Valley is home to some of the best insurance companies? When you keep it local, everyone wins!

Talking to your agent once a year means that you are never left underinsured or overinsured. We want to ensure that your assets are adequately protected and we don’t want you to pay more than you have to for any of it.

May 2019 bring you joy, good health, and outstanding insurance coverage! Happy New Year Hudson Valley, keep on keeping it local.

#shoplocal #eatlocal #explorelocal #insurelocal #HudsonValleyInsurance #farmtotableinsurance

Happy Snowmobile Season!

The NYS Snowmobiler’s Guide is chock full of important information and has this to say about snowmobile insurance-

Insurance- All snowmobiles must be insured unless they are operated solely on property owned or leased by the owner of the snowmobile. 

This statement is important if you plan on taking your winter fun off of your own land in order to explore all of the snow-filled fun that the Hudson Valley has to offer.  Anticipating a trip to Saranac Lake this winter?  You are going to need an insurance ID card in order to ride your own snowmobile, and, if you happen to be insured with Hudson Valley Agents, easily acquired.

Will Santa be delivering outdoor fun to your home this holiday season?  ATV’s and snowmobiles all require insurance coverage, and a trip to your local DMV (unless purchased from a dealership) to register them.  We’re here to help make all of your holiday insurance needs merry and bright!  Call, click, or stop by our Walden office for your free quote and some holiday cheer.  Don’t miss out on multi-policy discounts, good student discounts, or any of the other money saving insurance tips, call HVA today!

#hudsonvalleyinsurance  #insurelocal  #snowmobileinsurance  #ATVinsurance  #insurancediscounts  #carinsurance

4 Safety Tips For The Hudson Valley Holiday Season

It’s that time of year again, family gatherings, holiday decorations, shopping, and gift wrapping… oh and don’t forget stomach viruses, colds, and the flu, there is a lot going on. That’s why we put together this short list of tips to help keep you and your family safe and sane this holiday season.
1- If you have a live Christmas tree DO NOT FORGET TO WATER IT!  This video is proof that a well-watered tree is a safer tree.

2- Consider using LED candles as a replacement for wax candles. Exuberant children and excitable dogs can quickly start a fire.
3- Do not keep holiday gifts overnight in your car. Vehicle break-ins happen most often during December and January.
4- Call your insurance agent and ensure that you have insurance coverage for any big ticket items you purchased. Jewelry, artwork, certain collectibles, electronics, all need to be scheduled with your insurance carrier.  Hudson Valley Agents can help with that.

Stay safe and sane Hudson Valley! Happy Holidays!

#insurelocal #HudsonValleyInsurance #HudsonValleyAgents

A Thanksgiving Recipe From Hudson Valley Agents

Thanksgiving is right around the corner and we just had to share Philip’s recipe for his famous Bourbon Cranberry Relish!  We “insure” that this will be the star of your holiday table, and it tastes even better when you make it with locally distilled bourbon!

P Bender-Tymon’s Ulster County Famous Bourbon Cranberry Relish

Ingredients-

  • 2 Cups whole cranberries, rinsed and roughly chopped
  • 1/2 to 3/4 Cup sugar (Philip prefers his on the tart side)
  • 1/4 Cup local bourbon (Adirondack Blended Straight Bourbon works well)
  • 1 Cinnamon Stick or Vanilla Bean (we prefer the cinnamon stick but they’re both quite tasty)
  • 1/4 Cup orange juice
  • 2 Tablespoons of orange zest

Combine all ingredients (except cinnamon stick) in a non-reactive saucepan and over medium/high heat until it is just about to boil.  When the sugar is just starting to melt, add the cinnamon stick and reduce the heat to medium/low.  Simmer, stirring occasionally, until the mixture begins to reduce and thicken.  When you are happy with the consistency, take off of the heat and let cool.  Refrigerate for one hour before serving.  *** If using a vanilla bean, split and scrape the bean and add to the mixture with all of the other ingredients. ***

Thank you, Philip, for sharing one of your Thanksgiving recipes, we look forward to serving it to our own friends and family!

 

 

Keeping It Local In Walden NY

In October of 1990 a father and son decided to open up a little independent insurance agency in Walden NY.  Walden has a little something for everyone, as this video shows-

But, what makes this the perfect spot for us is simply this – Location.  From here we can personally reach out to some of our hyper-local insurance companies.  Kingstone, in Kingston NY, Mid-Hudson Co-Operative, in Montgomery.  We’re also close to the NYS Thruway, and that makes reaching our other NYS based companies a breeze.   The internet and telephone are easy ways to keep in touch, but that personal touch means so much when it comes to building relationships.

Keeping things local is important, local companies mean working with local risks, and that means things like wildfires in California will not increase insurance rates in the Hudson Valley.  Lower rates, local risks, and local funds being put back into the local economy.  It’s a win/win for our clients, our companies, and us.

Ensuring that the residents of the Hudson Valley have affordable, well-written insurance coverage for their homes, cars, and businesses is what we do, we’ve been doing it for 28 years now.

Need help with your workers’ compensation insurance?  We work with companies that offer real-time tracking, and that can be a huge game changer for independent contractors!  Need an insurance certificate for your next construction job, just go to our website and request one, easy as pie.  We make it our business to ensure that your business runs smoothly and can get back to work ASAP should disaster strike.  Call us, email us, go to our website for a free quote, or stop by and say “Hi”, we love to meet our neighbors.

Happy Friday Hudson Valley!  #keepitlocal  #shoplocal  #insurelocal  #explorelocal

Insuring The Holistic Hudson Valley

Please join us welcoming Akasha’s Journey to the Hudson Valley Agents insurance family!  Maryalyce Merritt, the proprietress of Akasha’s Journey, (located in Dover Plains NY) has long been a part of the holistic and spiritual communities of the Hudson Valley and is the Chapter President of the Poughkeepsie Holistic Chamber of Commerce.

Maryalyce is one of the reasons we love working with small business owners.  She spent time talking to us about all of the aspects of her business to ensure that her work would be properly covered.  She wanted asset protection, and she was willing to take the time to ensure that she had it.  Her particular business requires something different than the standard sign it, pay for it and find out later that it covers nothing insurance policy.

Holistic healing centers can be challenging for some insurance companies, is it retail?  Is it a yoga studio?   Is it a learning center?  Finding the right fit is easy when you have access to many different insurance companies, independent insurance agents are like magic in that respect.  If you need it insured, we can find a way to do it.  Ensuring that every aspect is covered means more than just writing a policy that will protect the holistic business owner from being sued for a trip and fall accident.  Maryalyce gave us an hour of her time, we gave her an insurance policy that would ensure that she never had to stress about her coverage again.  Peace of mind for those who help others achieve peace of mind.

Thank you Maryalyce and Akasha’s Journey for your business.  Thanks for keeping it local.  #shoplocal  #insurelocal

Teen Driver Safety Week

Do you know what the #1 cause of death is for teens in the USA?  Car accidents.  Why do teens tend to have so many fatal car accidents?  This video has some of the answers-

Parents have a huge responsibility when it comes to their teens getting behind the wheel, responsibility, and fear.

Never fear!  We know of an outstanding defensive driving course, we offer affordable first-time driver insurance coverage,  and there are THE RULES

Making sure that your teenager has affordable, quality car insurance is just one of the things that we do really well, and we know all of the tips and tricks to “insure” that you have the coverage you need.  If you have questions about insuring your teen driver, give Hudson Valley Agents a call, 845-778-2141.  #teendriversafety  #insurelocal  #HudsonValleyInsurance

Top 4 Homeowners Insurance Claims In The Hudson Valley

The leaves are turning and the nights are getting chilly, welcome to fall in the Hudson Valley!

Preparing for winter is a top priority for Hudson Valley homeowners because our winters can be brutal and no one wants the added annoyance of having to call their insurance agent to start a claim.  Here are the top reasons that homeowners in Kingston and Poughkeepsie make claims on their homeowners’ insurance during the winter months-

1- Exterior Wind Damage.  If a tree falls on your home or car due to high winds, 9 times out of 10 your insurance will cover the removal.  If a tree falls across your driveway or just on your lawn, regular insurance WILL NOT cover removal, an additional endorsement can be purchased to cover this.

2- Plumbing or appliance water damage.  This one is not as clear-cut as you might think.  Your homeowner’s insurance will cover the water damage done to your home if your pipes burst or your dishwasher decides to flood your kitchen, what it will not cover is the repair of the pipes or dishwasher.  Taking steps to avoid frozen pipes is the homeowner’s responsibility, not the insurance company’s.

3- Hail damage.  Covered by homeowners insurance.

4- Ice and snow damage.  You are responsible for maintaining your roof and gutters by keeping them in good repair and clear of debris.  If the damage to your home is due to the weight of snow and ice, you’re covered.  If the damage to your home is due to an ice dam because you haven’t cleaned your gutters in 5 years, then your claim will be denied.

Insurance is a legally binding contract between the homeowner and the insurance company.  If you are unsure of what your current policy covers and what it doesn’t, give Hudson Valley Agents a call.  We want every Hudson Valley homeowner, from Westchester to Albany, to have the best coverage the insurance industry has to offer and at affordable prices.  #insurelocal  #HudsonValleyInsurance