Starting and running a business in New York State is exciting, but it also comes with risks. Whether you own a small shop in the Hudson Valley or manage a growing tech startup in Albany, having the right insurance is crucial. You might wonder, "Do I really need insurance? What kind? How much?" I get it. Insurance can feel like a maze, but it’s one of the smartest investments you can make to protect your hard work and peace of mind. Let’s break down the essential insurance for