There are plenty of reasons to live in New York's Hudson Valley. The community features boutique restaurants and shops, plenty of green space and quiet neighborhoods. But one thing the Hudson Valley doesn't boast is free housing. This means that you want to protect your home with the right homeowners insurance policy.
Fortunately, the NY home insurance agents at Hudson Valley Agents, an independent insurance agency, can help. The agents here work with big-name insurance providers from across the state and country. Our goal is to find the best homeowners insurance coverage for you at a price that fits within your budget.
Here's why home insurance is so important: If your residence should be damaged or destroyed by a natural disaster, your home insurance policy would provide you the funds you'd need to rebuild. If a burglar should break into your residence and steal your jewelry, clothing, electronics and other valuables, your insurance policy will provide you the dollars you need to replace these valuable items.
If you are applying for a mortgage loan to finance the purchase of your beautiful Hudson Valley home? Lenders will require that you take out a homeowners insurance policy. They won't give you a mortgage loan if you don't first provide proof of this insurance.
There was a time when shopping for the right home insurance policy was a hassle. Those times have changed. That's because companies like Hudson Valley Agents offer online insurance shopping tools. Using such online tools, consumers can quickly enter their information and then compare quotes from insurance providers across the country. The whole process takes just minutes.
There is no reason, then, that New York homeowners shouldn't shop for the insurance policy that provides them with the most coverage at the best price. Online insurance shopping makes this the easiest of processes.
Many people move to the Hudson Valley and start out renting while they get a feel for the area (which they ultimately fall in love with). Others move here from New York City or other metro areas and just prefer to rent - and that’s okay too!
Hudson Valley Agents can bundle renters coverage with other policies for a great discount or just write a standalone policy for your piece of mind. Either way we’ve got you covered. Tenant or renter policies are often overlooked and that's a shame because they offer quite a bit of protection for very little money - often less than 50 cents a day.
Just like homeowners policies, if your apartment should be damaged or destroyed by a natural disaster, your tenant insurance policy would provide you the funds you'd need to live elsewhere while it is being rebuilt. It will pay for your belongings that may have been damaged. If a burglar should break into your residence and steal your jewelry, clothing, electronics, and other valuables, your insurance policy will provide you the money you need to replace these valuable items. And last but not least, the valuable included liability coverage will cover you if a guest gets hurt in your apartment.
There is no reason for New York renters not to shop for a renter insurance policy that provides them with the most coverage at the best price.
With the recent changes to New York Tenant and Landlord Laws, it is even more important to have proper landlord insurance in New York. It is also important to have your policy written properly, by an agent or agency that specializes in this type of coverage.
Hudson Valley Agents Landlord Insurance Specialists make sure you have the proper type and proper amount of coverage on your property. Landlord insurance should protect you from the same perils as a homeowners policy would - and then some. Coverage like personal liability and loss of rents are important features in our policies that often get overlooked by others.
If you own real estate in New York, you owe it to yourself to have one of our specialists review your policy and compare coverage and pricing with a free landlord insurance consultation.