Taxes and Insurance

taxes and insurance

There are two things that every single adult in the Hudson Valley have in common – insurance and taxes. We all have to pay state and federal taxes and we all have to have (at least) health insurance and car insurance. Taxes and insurance are the two great equalizers.

Everyone looks for ways to save money on their insurance. Homeowners insurance, car insurance, health insurance, and life insurance are the the four biggies but there are always ways to save money without sacrificing coverage:

  • Insure your car and your home with the same company
  • Increase your deductible
  • Use an independent insurance agent rather than a captive insurance agent
  • Shop around
  • Insure with a NYS based insurance company rather than one that covers the entire country

Having one of our insurance professionals reevaluate your current insurance policies can (and will) help find any gaps in your insurance coverage and can save you hundreds of dollars too.

Saving money on your taxes when you have little to no understanding of how the tax codes work is never a good idea. You could be leaving thousands of dollars on the table by missing out on deductions! Having a well trained tax professional do your taxes will maximize your refund and having your money in your pocket is always better than having your money in Uncle Sam’s pocket. This year’s tax penalty for not having health insurance is pretty high, 2% of your household income high. The good news, HVA sells health insurance!

Lib Tax prep classes

When Dave Sr first opened up Hudson Valley Agents he had two goals, to offer quality insurance for the Hudson Valley and to save his clients money. HVA has been meeting those goals for twenty five years! Now Dave Sr has a new goal, to help save Hudson Valley residents money on their taxes. He opened up a Liberty Tax franchise in our Middletown office. Now there are two great ways to save money on your insurance and your taxes too! Call 845-673-4300 and speak to Dave Sr today!