Low-Cost Boat Insurance

Pleasure boat

Are you ready for boat season?! Life in the Hudson Valley kicks into high gear once the boats hit the water, and we are here to help you insure all aspects of your boating life!

There are so many things to learn about when you first buy a boat, learning who has the right of way, where to find a boat launch, getting your boating safety certificate, who has time to think about insurance? We do, we take care of the non-fun side of boating for you, and we do it well. Some types of watercraft do not require a separate insurance policy. If you own a kayak or a canoe, then you can add them to your homeowner’s policy with just a phone call. Speedboats, some fishing boats, and yachts need their own coverage.

Here are a few reasons not to skimp on your insurance:
1- Some fish finders cost $2,000
2- A good fishing pole can be $550 or more
3- A top of the line tacklebox runs about $80
4- Then there’s that $300 in lures to fill that tacklebox

That’s $2,930 that won’t be covered if you bought your insurance based on price and not coverage. We work with companies like Progressive and Safeco who offer multi-policy discounts when you add your boat to your homeowners or auto policy. Not insured with either of those companies? No problem. We have many others to choose from, and we will find the best fit for you and your wallet. You learn about water safety; we’ll handle the insurance. Boat safely Hudson Valley!