September is Life Insurance Awareness month as well as National Preparedness month and these two events go together like macaroni and cheese. No one really wants to prepare for the day they are no longer available to support their family but it is something that we really should be doing.
You are a very important person to your loved ones. You work hard to provide them with a home, nice furnishings, clean clothes, healthy food, vacations, and an education. You are your home’s chief cook, accountant, transporter, and life coach and without you who’s left to pick up the pieces? Life insurance cannot replace you and all of the things you do for your family, no amount of money can do that, but it can help pay bills so that the family home can stay in the family. Life insurance can help make college a reality and it can ease your family’s financial stress. Life insurance is important to your family’s continued financial well being so isn’t it time you looked into it?
There are two different types of life insurance –
TERM – Term life insurance means that you have life insurance until the insurance contract expires. There are two different types of term life insurance so talk to your local independent insurance agent.
WHOLE – Whole life insurance means that you have life insurance until the day you pass away, even if you live to be 110. There are three different types of whole life policies and many have cash value that you can borrow against. Speak to a local independent insurance agent about which one is right for you.
Sitting down with your insurance agent is the best way to ensure that your family’s assets are protected. We know that this is a nerve wracking subject, we’ve been through it ourselves, but our decades of life insurance knowledge will help ease your stress. Call Hudson Valley Agents today and protect your family’s tomorrows.