September is National Preparedness Month, and we want to help you prepare for the rest of 2020.
The Hudson Valley is at the beginning of a many month-long stretch of potential disasters. Don’t believe us? Take a look:
Hurricane Season for the Northeast begins in June but generally does not impact the Hudson Valley until late August into November. The high winds and rain bring down trees and powerlines, sometimes both, and sometimes on top of your house.
House fires are more prevalent from November thru the end of December. First time using the fireplace, lots of cooking and baking for the holidays, and don’t forget about all of those holiday candles!
January through March brings the potential for below zero days, high winds, ice storms, and blizzards. There is a much higher potential for frozen pipes, increased risk of fire from space heaters, and the possibility of long periods without electricity.
Then Spring rolls around and brings flooding. Flooded basements can breed mold problems. Most insurance companies give limited at best coverage for mold or Fungai damage and abatement, and homeowners’ insurance policies are not designed to cover you for a flood loss.
Because there are hundreds of insurance companies and multiple different coverage forms for them to choose from, the chances of you having coverage for every possible catastrophe is next to impossible.
If you are one of the 80% of people who have a standard HO3 policy, give us a call. We will look over your current homeowners’ policy, tell you where your potential inadequacies are, and give you the options to fill in those gaps.
The best part of all of this, the absolute cherry on top of this insurance sundae surprise, is this-
*Because we provide home insurance from more than 15 different A-rated insurance carriers, we can help fill in those gaps and save you money in the process!
We can offer you quotes from more than 15 different A-Rated insurance carriers, FIFTEEN! Many of our clients find that they can lower their monthly rate AND increase their coverage. Being prepared never saved you so much money!
Better coverage, lower rates, and 24- hour service. You can request a quote online or over the phone. 845-778-2141 #safeathome #homeownersinsurance