Ensuring that you have the proper insurance coverage for your antiques is something that all collectors want, but very few actually have. Many people think that their homeowner’s policy will take care of replacing all of their possessions, especially their antiques if they experience a major loss, but most policies have limits, and if your antiques are not specifically listed on your policy, you could be in for a very unpleasant surprise. To ensure that specific items have coverage do these 4 things –
- Have your antiques appraised by a reputable appraiser. The American Society of Appraisers is a good place to start.
- Photograph and inventory your antiques. This is a terrific way to start your home inventory list! (Download our free app, it makes the process easier)
- Call your local independent insurance agent (aka Hudson Valley Agents) to discuss the best ways to ensure proper coverage.
- Relax knowing that you have the best insurance coverage in the Hudson Valley.
Still not sure if protecting your antiques is a good idea? Please watch this and then call 845-778-2141