Are you an independent contractor in the Hudson Valley? If you answered yes to this question then allow me to ask you this – Are you carrying the right amount of insurance coverage?
Insurance can be the absolute biggest headache an independent contractor has to deal with. Generally an independent contractor should carry several types of insurance coverage –
– Coverage for errors and omissions: This coverage is for independent accountants, landscape architects, financial planners, and interior designers. This covers the liability risks that can be incurred if your advice to your client causes damage or they incur losses.
– Liquor and product liability: Independent bartenders and caterers need to protect themselves an illness or injury occur due to food or alcohol.
– Property damage and physical injury: Backhoes and other heavy equipment can do some damage if they aren’t operated properly.
These three things are just the tip of the iceberg! Don’t forget about contract liability coverage, professional liability, commercial vehicle, advertising personal injury, disability insurance, health insurance, general liability and more. How can an independent contractor figure all of this out on their own?
Hudson Valley Agents understands the insurance needs of the independent contractor. We are the Hudson Valley’s family owned independent insurance agency and we have been doing this for twenty five years. We can customize your independent contractors insurance policy to fit your needs and your budget and we do it quickly. We work with many companies and know which ones offer the best independent contractor insurance discounts. Protect your business, protect your assets, with low cost NY insurance from Hudson Valley Agents.