Today’s blog comes to you from our office band geek, Philip Bender-Tymon (pictured above).
Blow that horn, baby (but insure it first)!
I had the good fortune to grow up in a musically talented family. I also attended a great Midwestern high school that had a fantastic music program where I played various instruments in concert band, swing band, orchestra, and marching band.
Playing music as part of a group taught me many lessons about teamwork, discipline, and respect. And not just respect for my fellow musicians – but for the instruments.
I also learned – the hard way – that those instruments can be extremely expensive to repair or replace. My parents once wrote a pretty hefty check to repair a crumpled tuba bell following a marching band misadventure.
Today, it can cost $400-500 just to repair a school-grade brass instrument – double or triple that for professional quality brass horns. And when it comes to stringed instruments – violins, cellos, etc. – it can cost thousands of dollars to replace one.
That’s why it can pay to have insurance for them, especially if that’s how you make your living. Transporting and shipping your beloved instrument multiplies the risk.
Basic musical instrument insurance or endorsements can cost as little as $150 a year (without shipping coverage). A small price to pay for peace of mind.
Contact Hudson Valley Agents to find out more. (845)-778-2141
And play on!!
#bandgeek #insurelocal #musicalinstrumentinsurance #waldenNY #HudsonValley