Meet our staff – Kathy Livingston

Every office should be lucky enough to have someone like Kathy Livingston.  Kathy has been with Hudson Valley Agents since they opened their doors in 1990 and we hope she stays until at least 3220!

This isn’t Kathy’s first bio-blog (& it won’t be her last either!), so this time we had to give her questions that she was not expecting:

1- How long have you lived in the Hudson Valley?  40 years

2- What is your favorite place to visit in the Hudson Valley?  The Christmas Tree Shop & Mt Alvernia

3- How long have you been in the insurance biz? 26 years

4- What’s your favorite song?  It’s a hymn “Go make a difference”

5- What’s your favorite movie?  Romeo and Juliette

6 – If someone made a movie of your life who would play you? Sally Field

7- What is the best part of your day at HVA? When people thank us for saving them money and taking good care of them

Kathy is our office manager, and single-handedly runs our commercial lines.  Stop by our Walden office and say Hi one day, find out why we are the Hudson Valley’s best independent insurance agency!

#employeeappreciationday  #insurelocal  #HudsonValleyAgents

 

 

Welcome to the HVA family, Philip Bender-Tymon

Please join us in welcoming Philip Bender-Tymon to the HVA family!  Philip is an Ulster county resident with firm ties to his community, he is currently the Director of Communications for the Kingston Uptown Business Association and his husband is a local business owner.  Philip has an extensive background in communications and problem solving, and is looking forward to putting those skills to work for our clients.

We were worried that Philip might find the world of an independent insurance agency a little slow compared to his previous life in corporate America, but he assures us that this is not the case,”I’m having a way better time meeting one-on-one with current and future clients and helping them to protect the things they love and treasure.  Not having to set my alarm to 4 a.m. for a conference call to China is a huge bonus.”.

You can contact Philip at our Walden office, 845-778-2141 or via email philip@hvagents.com.  Remember  to eat locally, shop locally, play locally, and insure locally with Hudson Valley Agents!

#welcometothefamily  #HudsonValleyAgents  #insurelocal

Top 5 New Year’s resolutions in the Hudson Valley

There are only 4 more days left in 2016, and for that we are thankful!  2016 has been the year from hell for most of America and we find ourselves looking towards 2017 with hope and a little bit of nervous laughter.  2017 will be welcomed in with hearts filled with the hope that this will be the year we actually keep our New Year’s resolutions.

Making resolutions for the new year is something we have all done and 2017 will be no exception.  An impromptu poll of Hudson Valley residents (we asked our friends and family members) shows that these are the 5 most popular Hudson Valley New Year’s resolutions:

1- Lose 10 pounds

2- Save money

3- Live your best life

4- Shop locally more often

5- Become more organized

Hudson Valley Agents can help you keep 3 out of 5 of these resolutions!

  • Saving money on your insurance is easy, call, click, or stop by for a free quote on all of your insurance needs.  We work with many insurance companies that offer competitive rates and many of them are located on the east coast.
  • We love to shop local and we really love to insure local!  We work with several Hudson Valley-based insurance companies as well as companies based in New York state.  We also offer affordable insurance coverage for small businesses throughout the state.  You can always #insurelocal with us!
  • Organizing your insurance policies is easy with our free app for iPhone and Android users!  Finding your policies, making claims, making payments, even finding your car in a crowded parking lot just became a whole lot easier.

#HudsonValleyAgents #NewYearsresolutions  #insurelocal

Will your homeowners policy protect you from slander?

It’s pretty common knowledge that your homeowner’s insurance covers you if someone sues you for a physical injury sustained on or inside of your home, but what if someone sues you for a different type of personal injury?  Personal injury is defined by Wikipedia as “A legal term for an injury to the body, mind, or emotions as opposed to an injury to property.”  Today’s blog is all about personal injury as it pertains to mind or emotions, not body.

Most homeowners policies DO NOT cover personal injury when it pertains to the mind or emotions.  A personal injury endorsement covers you if you are sued for:

  • Slander
  • Libel
  • False Arrest
  • Wrongful Eviction
  • Violation of privacy

Adding a personal injury endorsement to your homeowners’ policy is easy and relatively inexpensive.  For as little as $7 you could have $25,000 worth of protection.  Yes, it is that affordable, and yes, you probably are not covered unless you specifically asked about this type of coverage.

The insurance professionals at Hudson Valley Agents are committed to quality insurance coverage at affordable rates. Call, click, or stop in for a free homeowners quote today.

 

Do I need insurance coverage for holiday gifts?

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It is Cyber Monday, and millions of people are currently stalking the internet looking for deals for the people on their holiday gift list.  Everyone is looking for the best prices on big ticket items like jewelry and electronics, and these are the gifts that could benefit from extra insurance coverage.

Homeowners and renters policies will cover your valuables, clothing, and furniture if your home is damaged but, there is usually a limit to the amount of money these policies pay out and it might not be enough to replace your brand new diamond ring!  One phone call to your insurance agent could ensure that you can replace all of your new gadgets and gizmos with little to no fuss.

Insurance coverage for your holiday gifts can be inexpensive and easy it is really easy to add to your existing insurance policy!  Let the insurance experts at Hudson Valley Agents help you make sure your holidays are merry and appropriately insured!

#HudsonValleyAgents  #insurelocal  #holidayshopping

Insurance that comes with an independent agent and a free app!

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Allow us to introduce you to HVA’s phone app!  Now Android and iPhone users can start a claim, make a payment, get a free quote, find their parked car, and more just by downloading our free app.  The Hudson Valley’s number one independent insurance agency just made insurance a whole lot smarter and easier.

HVA app free for boosting

Find out why we are the Hudson Valley’s #1 independent insurance agency, get your free insurance quote today!  #hudsonvalleyagents  #insurelocal

Is Wedding Insurance worth it?

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Lately, there has been a lot of talk about weddings in our Walden office.  Ashley is engaged and so is Dave Jr, so all of this wedding talk comes as no surprise.  What is surprising is the fact that many Hudson Valley couples do not factor wedding insurance into their wedding budget!

The Hudson Valley has become an actual wedding destination paradise, and that doesn’t surprise us one bit.  The views, the farm to table food choices, the locally distilled spirits and craft beers give every wedding a sense of community and individuality (something that could never be pulled off anywhere else in the country), and that keeps couples coming back to visit year after year.  The weather in the Hudson Valley can be a bit unpredictable, remember that Nor’Easter in October 2011?  The ever-present possibility of another October Nor’Easter is a pretty good reason to invest in wedding insurance.

Wedding insurance generally covers 3 of the major reasons a wedding is canceled or postponed

  • Wedding cancellation due to death or illness
  • Wedding cancellation due to Military Service
  • Wedding cancellation due to inclement weather or natural disaster

The average cost of wedding insurance premium is incredibly reasonable, and the peace of mind it brings is priceless.  Dave Jr can help you with all of your wedding insurance needs, and he can explain how your wedding could change your auto, renters, and homeowners insurance needs, 845-778-2141.  #insurelocal  #hudsonvalleyagents

How to insure a distillery in the Hudson Valley

insuring brew or distill

Locally sourced and locally distilled spirits are a pretty big deal in the Hudson Valley and insuring the people who create them is one of our favorite things to do!  Distilleries have unique insurance needs so let’s talk about a few of them-

  • A craft brewery and distillery policy can carry expanded coverage for tasting rooms, lounges, and restaurants.
  • A craft brewery and distillery policy can cover a wide array of equipment breakdown losses.
  • A craft brewery and distillery policy can cover contamination and adulteration issues.
  • A craft brewery and distillery policy can protect your assets with coverage that takes into account your unique insurance needs.

For further information on craft brewery and distillery insurance coverage please contact Dave Jr at Hudson Valley Agents 778-2141.  #insurelocal

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Good News for Hudson Valley Filmmakers!

HVA movie board

Movies are being made all over the Hudson Valley, and Hudson Valley Agents wants to be a part of the magic!  We recently began working with PHLY, an insurance company that offers some of the best insurance coverage for filmmakers that we have ever seen.  How fortuitous that the very day we begin working with PHLY  our SMM stumbled upon a movie being made in Kingston when she went out for lunch today.

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fair st movie 1

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This unknown film production is not the only movie production that will be filming in the Hudson Valley/Kingston area.  Stella May Productions has been working on “They All Drank the Water” and Newburgh has become a film production paradise recently!  It seems that the film world has recently fallen in love with the Hudson Valley, and we couldn’t be happier!

So if you are making a film in New York state or you know someone who is, please call Dave Jr at Hudson Valley Agents today.  Insuring all aspects of filmmaking in the Hudson Valley just became a whole lot easier!  #insurelocal

 

What is a BOP?

what is a bop

In honor of Small Business Week (#DreamSmallBiz) we thought we would answer the “What is a BOP?” question.  A small business owner needs insurance, and a BOP is simply a Business Owners Policy.  A BOP covers many of the things that a small business owner needs coverage for-  basic liability and business property.

Your Business Owners Policy covers these specific things:

  • Unexpected business stoppage.  If you cannot open your business due to certain circumstances, this policy helps you pay things like payroll and rent.
  • Liability protection.  If your business is ever sued this is the coverage that helps you handle it.
  • Property coverage.  If your place of business is damaged or your equipment is stolen this is the policy that helps you get back on your feet.

It is important to keep in mind that a BOP might not be all of the insurance coverage your small business needs!  The only way to truly ensure that your small business is properly protected is to speak to a Hudson Valley Agent’s agent.  Call 845-778-2141 and speak with Dave Jr or Kathy about insuring your small business today.  If your small business has an artisanal flare keep Hudson Valley Agents in mind, we have specific policies to fit your unique insurance needs.

Follow us on Instagram @hvagents & don’t forget to #insurelocal