No one wants to talk to a life insurance agent. When a life insurance agent walks into a party, everyone pretends they aren’t there. Seriously, it is that bad. The very idea of purchasing life insurance strikes terror in the hearts of normally intelligent humans and we understand why, no one likes to think about dying. The truth is, we aren’t a big fan of the topic either.
Life insurance is actually more about life than it is about death. Yes, ensuring that funeral costs and medical bills aren’t a burden on your grieving family is a big part of the discussion, but it is not the only topic. Planning for your children’s college education, paying off the mortgage, and managing credit card debt is also part of the conversation. Having this difficult conversation now means that the long term financial goals you and your spouse set for your family remain a reality.
There is one man who can help with your income taxes and your insurance and he happens to be in our Middletown office, David Bonne Sr. Dave Sr has decades of insurance experience and five years of income tax experience with Liberty Tax Service and he’s happy to put all of that knowledge to work for you.
There are only 4 more days left in 2016, and for that we are thankful! 2016 has been the year from hell for most of America and we find ourselves looking towards 2017 with hope and a little bit of nervous laughter. 2017 will be welcomed in with hearts filled with the hope that this will be the year we actually keep our New Year’s resolutions.
Making resolutions for the new year is something we have all done and 2017 will be no exception. An impromptu poll of Hudson Valley residents (we asked our friends and family members) shows that these are the 5 most popular Hudson Valley New Year’s resolutions:
Saving money on your insurance is easy, call, click, or stop by for a free quote on all of your insurance needs. We work with many insurance companies that offer competitive rates and many of them are located on the east coast.
We love to shop local and we really love to insure local! We work with several Hudson Valley-based insurance companies as well as companies based in New York state. We also offer affordable insurance coverage for small businesses throughout the state. You can always #insurelocal with us!
Organizing your insurance policies is easy with our free app for iPhone and Android users! Finding your policies, making claims, making payments, even finding your car in a crowded parking lot just became a whole lot easier.
The majority of Americans are familiar with Ben Franklin’s quote about death and taxes, but the majority of Hudson Valley residents might not know that they can go to our Middletown office to purchase life insurance and get their taxes prepared or take a tax preparation class. Liberty Tax and Hudson Valley Agents, where death went to meet taxes –
Dave Sr started out in the life insurance business with Prudential, and he is the proud owner/operator of a Liberty Tax franchise, thus making him the master of both death and taxes! Have you ever wondered if the proceeds from a life insurance policy are considered taxable income? Dave Sr knows the answer to that and many other tax and life insurance related questions!
Don’t do life without Liberty Tax –
Hudson Valley Agents and Liberty Tax, two ways to save your family time and money! Dave Sr will be starting his Tax Preparation school soon, so if you are looking to earn some extra money this tax season, please give him a call at 845-673-4300. To speak with Dave Sr about a free life insurance quote, please call 845-673-5515. #libertytax #insurelocal #HudsonValleyAgents
Insurance and Financial Planning should go hand in hand, notice we said “should,” all too often people leave insurance out of their economic planning, and that can leave you dealing with unwanted financial stress. October 3- 7 is National Financial Planning week, and we have some insurance related financial tips we would like to share with you.
Meet with your insurance agent at least once a year to go over your existing coverage. Marriage, divorce, new baby, new car, renovations, these are all things that impact your insurance needs and if they are not addressed you can find yourself either overinsured (spending more $$ than necessary on insurance) or underinsured (not having enough $$ to repair or replace damaged home/car/big ticket items).
Insuring your home for the real estate value and not the cost of rebuilding. Real estate prices go up and down, as do building costs. If you insure for real estate value and the market is down you might not have enough money to repair or rebuild your home should disaster strike.
Your family’s continued financial security is important; it is imperative that you and your spouse have life insurance policies! Choosing the right type of policy is important and something that should be discussed with your insurance agent.
Planning for your family’s financial future is easy when you insure with Hudson Valley Agents. Our insurance professionals are always here to provide you with excellent insurance coverage, reasonable insurance rates, outstanding customer service, a free app for Android and iPhone, and an easy to navigate website. #financialplanning #insurelocal
We need to talk about Stay-At-Home Moms and life insurance. usually, when you are shopping for a life insurance policy you look for something that will help your family carry on without that person’s financial support, but life insurance for a Stay-At-Home mom is different because there is no income to replace but hiring the people to do her job can break the bank.
Salary.com recently shared an article about how much money a Stay-At-Home Mom would make in one year, drum roll please….. $143,102.00 a year. Will your current life insurance policy cover the cost to hire someone to do all of the cooking, cleaning, driving, and everything else that a Stay-At-Home Mom does? That being said, wouldn’t it be nice if Stay-At-Home Moms were actually paid to do all of the things they do on a daily basis?
If you have a family you need to have life insurance, there is just no other way to look at it. Stay-At-Home Moms and Stay-At-Home Dads need to call Hudson Valley Agents and speak to our life insurance experts today.
September is Life Insurance Awareness Month and National Preparedness Month, so it only makes sense to sit down with one of our life insurance experts and talk about your life insurance needs. We know, we know, no one wants to talk to an insurance agent about how much life insurance they need because it makes us all too aware of our own mortality and who wants to think about that? No one, that’s who. But, like it or not, life insurance is a necessary part of preparing your family for a future without you in it. Please watch our video and then call Hudson Valley Agents 845-778-2141 #insurelocal #lifeinsurance