It’s Tax Season and there are 3 things you should know about income taxes and insurance:
- This year the tax penalty for not having health insurance is 2.5% of your household income or $695 per adult and $347.50 per child, whichever is higher is the one they’ll hit you with!
- Car insurance settlements are usually not taxable.
- Life insurance payouts are not usually taxable.
There is one man who can help with your income taxes and your insurance and he happens to be in our Middletown office, David Bonne Sr. Dave Sr has decades of insurance experience and five years of income tax experience with Liberty Tax Service and he’s happy to put all of that knowledge to work for you.
Let our family help your family save time and money today! #LibertyTax #HudsonValleyAgents #insurelocal #taxseason #deathandtaxes
There are only 4 more days left in 2016, and for that we are thankful! 2016 has been the year from hell for most of America and we find ourselves looking towards 2017 with hope and a little bit of nervous laughter. 2017 will be welcomed in with hearts filled with the hope that this will be the year we actually keep our New Year’s resolutions.
Making resolutions for the new year is something we have all done and 2017 will be no exception. An impromptu poll of Hudson Valley residents (we asked our friends and family members) shows that these are the 5 most popular Hudson Valley New Year’s resolutions:
1- Lose 10 pounds
2- Save money
3- Live your best life
4- Shop locally more often
5- Become more organized
Hudson Valley Agents can help you keep 3 out of 5 of these resolutions!
- Saving money on your insurance is easy, call, click, or stop by for a free quote on all of your insurance needs. We work with many insurance companies that offer competitive rates and many of them are located on the east coast.
- We love to shop local and we really love to insure local! We work with several Hudson Valley-based insurance companies as well as companies based in New York state. We also offer affordable insurance coverage for small businesses throughout the state. You can always #insurelocal with us!
- Organizing your insurance policies is easy with our free app for iPhone and Android users! Finding your policies, making claims, making payments, even finding your car in a crowded parking lot just became a whole lot easier.
#HudsonValleyAgents #NewYearsresolutions #insurelocal
Dave Sr is the only person we know of who happens to be tougher than death or taxes. His work with Prudential Life Insurance was, wait for it, legendary! Just check this out –
Dave Sr is our health insurance, life insurance, and tax preparation expert and he’s here to put his decades of insurance and income tax knowledge to work for you right here at Hudson Valley Agents.
#HudsonValleyAgents #insurelocal #LibertyTax #lifeinsurance #healthinsurance
The majority of Americans are familiar with Ben Franklin’s quote about death and taxes, but the majority of Hudson Valley residents might not know that they can go to our Middletown office to purchase life insurance and get their taxes prepared or take a tax preparation class. Liberty Tax and Hudson Valley Agents, where death went to meet taxes –
Dave Sr started out in the life insurance business with Prudential, and he is the proud owner/operator of a Liberty Tax franchise, thus making him the master of both death and taxes! Have you ever wondered if the proceeds from a life insurance policy are considered taxable income? Dave Sr knows the answer to that and many other tax and life insurance related questions!
Don’t do life without Liberty Tax –
Hudson Valley Agents and Liberty Tax, two ways to save your family time and money! Dave Sr will be starting his Tax Preparation school soon, so if you are looking to earn some extra money this tax season, please give him a call at 845-673-4300. To speak with Dave Sr about a free life insurance quote, please call 845-673-5515. #libertytax #insurelocal #HudsonValleyAgents
In honor of Small Business Week (#DreamSmallBiz) we thought we would answer the “What is a BOP?” question. A small business owner needs insurance, and a BOP is simply a Business Owners Policy. A BOP covers many of the things that a small business owner needs coverage for- basic liability and business property.
Your Business Owners Policy covers these specific things:
- Unexpected business stoppage. If you cannot open your business due to certain circumstances, this policy helps you pay things like payroll and rent.
- Liability protection. If your business is ever sued this is the coverage that helps you handle it.
- Property coverage. If your place of business is damaged or your equipment is stolen this is the policy that helps you get back on your feet.
It is important to keep in mind that a BOP might not be all of the insurance coverage your small business needs! The only way to truly ensure that your small business is properly protected is to speak to a Hudson Valley Agent’s agent. Call 845-778-2141 and speak with Dave Jr or Kathy about insuring your small business today. If your small business has an artisanal flare keep Hudson Valley Agents in mind, we have specific policies to fit your unique insurance needs.
Follow us on Instagram @hvagents & don’t forget to #insurelocal
Hudson Valley Agents understands health insurance and Liberty Tax understands all of the tax penalties and tax deductions that pertain to health insurance and that is why having these two businesses share office space was such a great idea! Open enrollment for health insurance ends on January 31rst and the tax penalty this year is steep – some individuals could be paying the government upwards of $1,800 simply because they did not have health insurance.
Some would say that having to pay out $1,800 is much cheaper than the $2,900 a year they would pay out for health insurance. Next year that tax penalty for not having health insurance will increase substantially and who knows what health insurance will cost. Many people are willing to pay the penalty rather than purchase health insurance.
If you find that you need help signing up for health insurance before the open enrollment deadline please call our Middletown office, 845-673-5515. If you need someone to do your taxes please call our Middletown office’s Liberty Tax number, 845-673-4300. Save time and money with Liberty Tax and Hudson Valley Agents. #youbelongatliberty #insurelocal
Since we all have New Year’s resolutions on our minds I thought I would blog about the one I’m having the toughest time with, saving money. I’ll bet that saving money is one of your New Year’s resolutions too so it only seems natural that I share one of the easiest ways to do it. Get your life, auto, home owners, and business insurance policies reevaluated by an independent insurance agent. This is one very simple step that has the potential to save your family thousands of dollars a month and all you have to do is pick up your phone. Seriously, it is that easy.
An independent insurance agency like Hudson Valley Agents, has the insurance knowledge and the access to many different insurance companies needed to find the perfect insurance coverage with an affordable monthly rate. No need for you to shop online and cross your fingers that you are buying the right coverage for your insurance needs, we’ve got you covered.
Is one of your New Year’s resolutions to shop locally more often? Hudson Valley Agents can help with that as well! Not only are we a small Hudson Valley business we also work with many New York state-based insurance companies. Keeping your money in the Hudson Valley and New York state is just as important to us as it is to you.
So there you have it Hudson Valley, 2 great ways that Hudson Valley Agents can help you keep your New Year’s resolutions! Looking to save even more money in 2016? Liberty Tax shares office space with Hudson Valley Agents in our 731 Rt 211 East, Middletown NY office, call 673-4300 for an appointment today. #shoplocal #insurelocal #hudsonvalleyagents #youbelongatliberty
There are two things that every single adult in the Hudson Valley have in common – insurance and taxes. We all have to pay state and federal taxes and we all have to have (at least) health insurance and car insurance. Taxes and insurance are the two great equalizers.
Everyone looks for ways to save money on their insurance. Homeowners insurance, car insurance, health insurance, and life insurance are the the four biggies but there are always ways to save money without sacrificing coverage:
- Insure your car and your home with the same company
- Increase your deductible
- Use an independent insurance agent rather than a captive insurance agent
- Shop around
- Insure with a NYS based insurance company rather than one that covers the entire country
Having one of our insurance professionals reevaluate your current insurance policies can (and will) help find any gaps in your insurance coverage and can save you hundreds of dollars too.
Saving money on your taxes when you have little to no understanding of how the tax codes work is never a good idea. You could be leaving thousands of dollars on the table by missing out on deductions! Having a well trained tax professional do your taxes will maximize your refund and having your money in your pocket is always better than having your money in Uncle Sam’s pocket. This year’s tax penalty for not having health insurance is pretty high, 2% of your household income high. The good news, HVA sells health insurance!
When Dave Sr first opened up Hudson Valley Agents he had two goals, to offer quality insurance for the Hudson Valley and to save his clients money. HVA has been meeting those goals for twenty five years! Now Dave Sr has a new goal, to help save Hudson Valley residents money on their taxes. He opened up a Liberty Tax franchise in our Middletown office. Now there are two great ways to save money on your insurance and your taxes too! Call 845-673-4300 and speak to Dave Sr today!