Keeping It Local In Walden NY

In October of 1990 a father and son decided to open up a little independent insurance agency in Walden NY.  Walden has a little something for everyone, as this video shows-

But, what makes this the perfect spot for us is simply this – Location.  From here we can personally reach out to some of our hyper-local insurance companies.  Kingstone, in Kingston NY, Mid-Hudson Co-Operative, in Montgomery.  We’re also close to the NYS Thruway, and that makes reaching our other NYS based companies a breeze.   The internet and telephone are easy ways to keep in touch, but that personal touch means so much when it comes to building relationships.

Keeping things local is important, local companies mean working with local risks, and that means things like wildfires in California will not increase insurance rates in the Hudson Valley.  Lower rates, local risks, and local funds being put back into the local economy.  It’s a win/win for our clients, our companies, and us.

Ensuring that the residents of the Hudson Valley have affordable, well-written insurance coverage for their homes, cars, and businesses is what we do, we’ve been doing it for 28 years now.

Need help with your workers’ compensation insurance?  We work with companies that offer real-time tracking, and that can be a huge game changer for independent contractors!  Need an insurance certificate for your next construction job, just go to our website and request one, easy as pie.  We make it our business to ensure that your business runs smoothly and can get back to work ASAP should disaster strike.  Call us, email us, go to our website for a free quote, or stop by and say “Hi”, we love to meet our neighbors.

Happy Friday Hudson Valley!  #keepitlocal  #shoplocal  #insurelocal  #explorelocal

National Insurance Awareness Day

The Oxford Dictionary defines the word insurance as, “A thing providing protection against a possible eventuality.” and Merriam – Webster defines insurance as, “A means of guaranteeing protection or safety.”.   Insurance is our business so we have always defined it by the protection it provides our clients as well as ourselves but not everyone sees insurance the same way.  Today’s blog post is about increasing awareness of what insurance does for you.  We’ll do our best not to speak in the same tired cliches our industry is known for and offer you a fresh perspective on what many think of as a boring industry.

When we asked our staff what aspects of insurance they most wished our clients were aware of they told us this:

Dave Jr, owner of Hudson Valley Agents,  would like our clients to be aware of the fact that insurance “Is highly regulated by the state of NY, that is why it is less expensive in many other states”.  That explains the enormous difference in the cost of auto insurance from state to state.  For questions on this topic, please send an email to davejr@hvagents.com

Kathy would like her commercial clients to know that properly cancelling your policy, rather than allowing it to lapse due to non-payment, will make it easier for you to re-insure with that company again and it can save you money in the long run.  For questions about insurance for your business, please email Kathy at kathy@hvagents.com

 

Ashley handles our personal lines.  She would like her personal auto insurance clients to know that rental car coverage does not mean that you can rent a car while you are on vacation and your insurance will pay for it.  Rental car coverage means that your insurance company will pay for a rental car if your own car has been damaged in an accident.  For questions about personal home or auto insurance, please contact Ashley at ashley@hvagents.com

Philip wishes more business owners were aware of the differences between personal auto insurance, commercial auto insurance, and Hired/Non-owned coverage.  If you or your employees routinely travel to deliver goods or services there are policies that protect them and your business should there be an auto accident while en route to a delivery.  Ensuring that you have the proper coverage will save you a headache later on and the coverage is affordable too.  For further information on this, please contact Philip at philip@hvagents.com.

Insurance impacts our lives in so many ways, it is important to understand what your policies cover and what they do not.  We are always happy to share our knowledge, so if you have questions about your insurance, please do not hesitate to contact us, we are always happy to be of service!

#insurelocal  #HudsonValleyAgents  #NationalInsuranceAwarenessDay

 

Meet our staff – Kathy Livingston

Every office should be lucky enough to have someone like Kathy Livingston.  Kathy has been with Hudson Valley Agents since they opened their doors in 1990 and we hope she stays until at least 3220!

This isn’t Kathy’s first bio-blog (& it won’t be her last either!), so this time we had to give her questions that she was not expecting:

1- How long have you lived in the Hudson Valley?  40 years

2- What is your favorite place to visit in the Hudson Valley?  The Christmas Tree Shop & Mt Alvernia

3- How long have you been in the insurance biz? 26 years

4- What’s your favorite song?  It’s a hymn “Go make a difference”

5- What’s your favorite movie?  Romeo and Juliette

6 – If someone made a movie of your life who would play you? Sally Field

7- What is the best part of your day at HVA? When people thank us for saving them money and taking good care of them

Kathy is our office manager, and single-handedly runs our commercial lines.  Stop by our Walden office and say Hi one day, find out why we are the Hudson Valley’s best independent insurance agency!

#employeeappreciationday  #insurelocal  #HudsonValleyAgents

 

 

Welcome to the HVA family, Philip Bender-Tymon

Please join us in welcoming Philip Bender-Tymon to the HVA family!  Philip is an Ulster county resident with firm ties to his community, he is currently the Director of Communications for the Kingston Uptown Business Association and his husband is a local business owner.  Philip has an extensive background in communications and problem solving, and is looking forward to putting those skills to work for our clients.

We were worried that Philip might find the world of an independent insurance agency a little slow compared to his previous life in corporate America, but he assures us that this is not the case,”I’m having a way better time meeting one-on-one with current and future clients and helping them to protect the things they love and treasure.  Not having to set my alarm to 4 a.m. for a conference call to China is a huge bonus.”.

You can contact Philip at our Walden office, 845-778-2141 or via email philip@hvagents.com.  Remember  to eat locally, shop locally, play locally, and insure locally with Hudson Valley Agents!

#welcometothefamily  #HudsonValleyAgents  #insurelocal

Top 5 New Year’s resolutions in the Hudson Valley

There are only 4 more days left in 2016, and for that we are thankful!  2016 has been the year from hell for most of America and we find ourselves looking towards 2017 with hope and a little bit of nervous laughter.  2017 will be welcomed in with hearts filled with the hope that this will be the year we actually keep our New Year’s resolutions.

Making resolutions for the new year is something we have all done and 2017 will be no exception.  An impromptu poll of Hudson Valley residents (we asked our friends and family members) shows that these are the 5 most popular Hudson Valley New Year’s resolutions:

1- Lose 10 pounds

2- Save money

3- Live your best life

4- Shop locally more often

5- Become more organized

Hudson Valley Agents can help you keep 3 out of 5 of these resolutions!

  • Saving money on your insurance is easy, call, click, or stop by for a free quote on all of your insurance needs.  We work with many insurance companies that offer competitive rates and many of them are located on the east coast.
  • We love to shop local and we really love to insure local!  We work with several Hudson Valley-based insurance companies as well as companies based in New York state.  We also offer affordable insurance coverage for small businesses throughout the state.  You can always #insurelocal with us!
  • Organizing your insurance policies is easy with our free app for iPhone and Android users!  Finding your policies, making claims, making payments, even finding your car in a crowded parking lot just became a whole lot easier.

#HudsonValleyAgents #NewYearsresolutions  #insurelocal

Insurance that comes with an independent agent and a free app!

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Allow us to introduce you to HVA’s phone app!  Now Android and iPhone users can start a claim, make a payment, get a free quote, find their parked car, and more just by downloading our free app.  The Hudson Valley’s number one independent insurance agency just made insurance a whole lot smarter and easier.

HVA app free for boosting

Find out why we are the Hudson Valley’s #1 independent insurance agency, get your free insurance quote today!  #hudsonvalleyagents  #insurelocal

5 ways to #insurelocal with HVA

HVA insuring the hv

Hudson Valley Agents has adopted the #insurelocal hashtag for a very good reason, we have 5, yes 5, New York state-based insurance companies that we work with and that is a pretty big deal.

When you insure with a regionally based insurance company your rates are regionally based.  For example, if your homeowners insurance is with Allstate or State Farm then you might have noticed an increase in your premiums after the California wild fires destroyed so many homes.  This happens when your insurance company covers everything everywhere.  A locally based insurance company’s rates reflect the risks and losses of their region and not the rest of the country.

If you would like to #insurelocal then give us a call, we work with these local companies –

Keep your money where you live, shop locally, eat locally, play locally, and insure locally with Hudson Valley Agents!

 

HVA can help you find a contractor

Spring time repairs

Finding a contractor for your Hudson Valley home repairs and remodeling just became a whole lot easier!  Did you know that Hudson Valley Agents has a long list of local Hudson Valley contractors who are fully insured and bonded?  You will never have to worry about hiring an under insured contractor again!  Just call 845-778-2141 and speak to Kathy or Dave Jr about our insured contractors, you’ll be very happy you did!  Oh, and while you’re on the phone with them take a moment to ask about our homeowners insurance policies!  Finding a great contractor and saving money on your homeowners insurance coverage just got a whole lot easier!  #insurelocal

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Calling all Contractors!!!  We have fast, affordable insurance coverage for your business as well as coverage for artisan contractors and more!  Call us today.

 

Keeping it local with HVA

hva love to shop local

Have you taken a look at Hudson Valley Agent’s Partner Page lately? On it you will find local businesses that are either HVA clients or they are businesses that go the extra mile for their customer’s and deserve to be given added exposure. Today’s blog is all about these small businesses!

There are three restaurants/bars on our Partner Page, Ecce Terra, Naughty Monkey, and Touch Base Tavern.

Ecce Terra (Kingston) – EcceTerra is something pretty darn special and we think you will love this family run restaurant as much as we do! Stop by and meet Bridget and her family, enjoy a glass of prosseco and some of the best grilled halloumi you have ever tasted! (try their desserts & be prepared to not want to share)Ecce Terra

Naughty Monkey (Harriman) – You’ll go “bananas” for the cocktails! All punny aside, this place is known for its burgers and the 16 different beers they have on tap.

Touch Base (Chester) – This local favorite prides itself on being a place where fine craft beer meets well prepared food in an atmosphere of comfortable ease.

Looking for some help with your home? Our partner page has some great independent contractors!

RD’s Pavement – Located in Walden and serving the entire Hudson Valley! If you need paving done then this is the place to call first!

Hudson Valley Roofers – They are the 2013 & 2014 Times Herald Record Readers Choice for best Roofer!

Are you looking for a place for your new small business to call home? HVA’s Partner Page can help!

Kingston Opera House – Your business could be at Kingston’s best business address. Bill Oderkirk’s building is home to restaurants, retail shops, and more. Second and third floor office space is currently available.

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We love local businesses! Local, family owned, small businesses are the back bone of our Hudson Valley community and we should all do our best to support them. Are you a small business owner? Why not contact HVA about being added to our Partner Page? Hudson Valley Agents is the Hudson Valley’s best independent insurance agency simply because we understand the needs of the Hudson Valley small business owner. We’re all in this together so help us get the word out about all of the wonderful local businesses that we love! Remember to shop local, eat local, explore local, and insure local with HVA!

Independent contractors need an independent insurance agent!

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Are you an independent contractor in the Hudson Valley? If you answered yes to this question then allow me to ask you this – Are you carrying the right amount of insurance coverage?

Insurance can be the absolute biggest headache an independent contractor has to deal with. Generally an independent contractor should carry several types of insurance coverage –

– Coverage for errors and omissions: This coverage is for independent accountants, landscape architects, financial planners, and interior designers. This covers the liability risks that can be incurred if your advice to your client causes damage or they incur losses.

– Liquor and product liability: Independent bartenders and caterers need to protect themselves an illness or injury occur due to food or alcohol.

– Property damage and physical injury: Backhoes and other heavy equipment can do some damage if they aren’t operated properly.

These three things are just the tip of the iceberg! Don’t forget about contract liability coverage, professional liability, commercial vehicle, advertising personal injury, disability insurance, health insurance, general liability and more. How can an independent contractor figure all of this out on their own?

Hudson Valley Agents understands the insurance needs of the independent contractor. We are the Hudson Valley’s family owned independent insurance agency and we have been doing this for twenty five years. We can customize your independent contractors insurance policy to fit your needs and your budget and we do it quickly. We work with many companies and know which ones offer the best independent contractor insurance discounts. Protect your business, protect your assets, with low cost NY insurance from Hudson Valley Agents.