Captive insurance agents VS Non-Captive insurance agents

 

Insurance is everywhere, at least in the advertising world. Sit down to watch your favorite half hour sitcom and you will see at least three insurance commercials. Pick up a magazine or look at a website and you’ll see an advertisement for insurance. Car insurance, renters insurance, business insurance, homeowners insurance, pet insurance, and more bombard our every waking moment and yet most of us put our insurance needs on auto pilot and never think of it again.

The majority of heavily advertised insurance companies have captive agents, captive agents work for one company only and can only offer you the insurance products that their company carries. Those choices may or may not be a perfect insurance fit for your insurance needs and that could leave your assets unprotected. These captive agents are also unable to help you shop around for better coverage or better insurance rates. I liken it to eating at a restaurant that only offers two choices for breakfast, two choices for lunch, and two choices for dinner. You really have no choices at all.

Hudson Valley Agents is not a captive agency, it’s just not our style. We work with many different insurance companies that believe that their insurance products speak for themselves so heavy advertising is not necessary. Dave Jr has personally chosen to work with insurance companies that offer great value as well as above average coverage. We work with companies like Mapfre Insurance, Safeco Insurance, and Preferred Mutual to name a few. Several of the insurance companies we work with are New York State based, that means you have the chance to really insure local!

The Hudson Valley has embraced the farm to table movement as well as the shop local movement so why not embrace the insure local movement? When you insure with a local independent insurance agency like Hudson Valley Agents you get real choices, better rates, improved asset protection and your insurance dollars aren’t paying for annoying commercial jingles! Stop the jingles and insure local, call us today!