Baby Boomers to Millennials


Dave Jr was reading an insurance trade magazine, and he came across an article about why Millenials don’t insure with independent insurance agents and we all found that to be surprising.  It was our understanding that Millennials like to shop locally and eat locally so why wouldn’t they like to insure locally too?  That being said, what makes a Millennial a Millennial?  What makes someone a Gen Xer, Gen Y, or Baby Boomer for that matter?  Let’s take a look at that before we go any further.

BABY BOOMER – Baby Boomers are anyone born after the end of World War 2 and before 1964.  These children were born into relative financial comfort, took up social causes, and expected their voice to be heard by their government.

GENERATION X – Gen Xer’s were born between 1964 and 1984, this group is much smaller than the Baby Boomers.  They were raised to work hard to get the corner office and firmly believe in the “he who dies with the most toys wins” mentality.  (Remember that iconic line from the movie Wall Street – Greed is good)

MILLENNIALS – Millennials are defined as the generation born between 1982 and 2004.  They are the children of Baby Boomers, and they aren’t as difficult as they are made out to be.  Most of them cannot remember the world without Google and their lives are documented on many social media platforms.  Why cook a meal when GrubHub exists?

I’m leaving off Generation Y; it seems that no one really knows where they fit into this mess.

Every generation looks at the ones that come after them and shakes their head.  Your grandparents were shocked by the things their children did, your parents were shocked by the things you do, and you’ll be shocked by the things your children do, that’s just how life works.  Our world is ever changing, why wouldn’t our children and grandchildren adapt to those changes?

Hudson Valley Agents can take care of everyone’s insurance needs!  We offer personal service to those who prefer to get to know the people they are doing business with, and our website and free mobile app appeal to Generation X and Millennials too.  Dave Sr, a Baby Boomer, and Dave Jr, a Gen X’r, as well as our Millennial, Ashley, are here to help all age groups with their insurance needs.  Call, click, or stop in today!  #insurelocal